Appraisal services for Wabash and Wabash County homeowners
The top seven reasons IN homeowners order from Lundquist Appraisals & Real Estate Services:
Need help determining the value of your house in or near Wabash, IN?
We at Lundquist Appraisals & Real Estate Services understand the particular needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Lundquist Appraisals & Real Estate Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.
Appraisals to remove PMI
A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are seasoned in helping clients just like you delete unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in an area that is declining or is not appreciating as much as other properties nearby. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An expert appraisal from Lundquist Appraisals & Real Estate Services is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be disadvantageous from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Lundquist Appraisals & Real Estate Services can provide you with a professional appraisal to help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? In a field review we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Lundquist Appraisals & Real Estate Services can We can assist you. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.