Attention homeowners in Wabash and Wabash County: Get an Appraisal today!
Here are the top 7 reasons IN homeowners order from Lundquist Appraisals & Real Estate Services:
Do you own a home in or near Wabash? Do you need help deciding the price of your real estate?
We at Lundquist Appraisals & Real Estate Services understand the special needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Lundquist Appraisals & Real Estate Services, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.
Appraisals to cancel PMI
An attractive way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Lundquist Appraisals & Real Estate Services, we're qualified in helping consumers just like you dismiss unnecessary PMI insurance.
Challenge Tax Assessment
Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Lundquist Appraisals & Real Estate Services is your number one weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Lundquist Appraisals & Real Estate Services can help you reinstate your home equity line of credit with efficient appraisal.
Field and Desktop Appraisal Review Services
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Lundquist Appraisals & Real Estate Services can We can assist you. Even though this is typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.